Your Trusted Private Lending Partner for Fast, Flexible Capital
At LNH Capital, we empower real estate investors, developers, and entrepreneurs with strategic financing solutions tailored to accelerate your goals. Whether you’re flipping houses, building from the ground up, refinancing your rental portfolio, or seizing a time-sensitive opportunity—our suite of loan programs gives you the flexibility, speed, and confidence to execute.
Our Loan Programs
🔨 Fix & Flip Loans
Perfect for investors renovating and reselling properties. Up to 90% purchase and 100% rehab financing, with flexible terms and fast approvals.
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🏘️ DSCR Rental Loans
Buy and hold with ease—without tax returns or income verification. We underwrite based on the property’s cash flow, not your personal income.
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🏗 Ground-Up Construction Loans
Fund your next development from dirt to doors. Ideal for builders ready to create new residential or multifamily units.
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⛳ Bridge Loans
Short-term capital to seize opportunities, refinance fast, or stabilize properties. Flexible terms, quick closings, and no income docs required.
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🧾 Second Mortgages
Unlock trapped equity in your rental portfolio without disturbing your first mortgage. DSCR-based, cash-out second position loans.
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Who We Serve
- Fix & Flip Investors
- Landlords & Portfolio Owners
- Real Estate Developers
- First-Time Investors
- Foreign Nationals
- Entity Borrowers (LLCs, Corps, Trusts)
Whether you’re experienced or just getting started, LNH Capital has a solution designed for your strategy.
Single Family (1-4 Unit) Products
Flip / Rehab
Ideal for fix and flip projects. Loans up to 12 months.
Long Term / Landlord
Ideal for landlords/rental portfolio – stabilized properties. Loans up to 30 Years.
New Construction
Ideal for builders of spec homes. Terms up to 24 months.
Min: $50,000
Max: $3,000,000
90% of Purchase
100% of Rehab
Max ARV: 75%
Pay on What You Draw
Min: $50,000
Max: $3,000,000
80% of Purchase
80% of LTV on Rate & Term
80% LTV on Cash Out
Min FICO: 660
Must Debt Service 1.1
Min: $150,000
Max: $3,000,000
85% of Purchase
100% of Budget
Max ARV: 70%
Min 3 Deals Completed
Flip / Rehab
Ideal for rehab required projects. Loans up to 12 months.
Long Term / Stabilized
Ideal for apartments, commercial buildings. Loans up to 30 Years.
New Construction
Ideal for community/neighborhood developments. Loans up to 36 months.
Min: $100,000
Max: $50,000,000
80% of Purchase
100% of Rehab
Max Loan to ARV: 70%
Pay on What You Draw
Min: $100,000
Max: $50,000,000
75% of Purchase
85% of LTV on Rate & Term
85% LTV on Cash Out
Min FICO: 550
Must Debt Service 1.0
Min: $100,000
Max: $50,000,000
80% of Purchase
100% of Rehab
Max Loan to ARV: 70%
Min 3 Deals in Last 5 Years