Why LNH Capital for DSCR / Landlord Loans?
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DSCR / Landlord Program
At LNH Capital, we provide flexible DSCR Rental & Landlord Loans designed for investors who want to scale their rental portfolios without the hassle of traditional income verification. Our Debt Service Coverage Ratio (DSCR) loans allow you to qualify based on property income, not personal income, making it easier to grow your investments and maximize cash flow.
🚀 Flexible Financing for Single Rentals & Portfolios
🏡 Short-Term & Long-Term Rental Friendly
💰 Up to 85% Cash Out Available – Even on Unleased or Vacant Properties!
Program Highlights
- Loan amounts: $55,000 – $2,000,000
- Property types: 1-4 Unit Single-Family Homes, Condos, Townhomes, Multifamily
- Credit score: 660+ Required
- Financing options: 30-Year Fixed, ARMs, & Interest-Only Available
- Purchase, rate and term, and cash out options available
2nd Mortgage Program​
LNH Capital’s DSCR 2nd Mortgage Finance Program is the perfect solution for real estate investors looking to tap into their rental property’s equity while keeping their first mortgage in place. With this second-position loan, investors can access capital for:
âś… Expanding rental portfolios
âś… Funding new investment opportunities
âś… Property upgrades & renovations
âś… Paying off high-interest debt
Our streamlined approval process means no tax returns or W2s—qualify using rental income (DSCR) for a hassle-free experience. Whether you’re growing your real estate business or need quick access to cash, our flexible second mortgage loan gets you the funds you need without refinancing your first mortgage.
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